25. Changes to these Terms

25.1  We may amend these Terms, the Services, the Supported Currencies and Virtual Assets, the Payment Rails and the Fee Schedule from time to time, including to reflect changes in law, JFSC requirements, scheme rules, Correspondent Bank requirements, security needs or our products.

25.2  Where a change is material and adverse to you, we will where reasonably practicable give you at least thirty (30) days’ notice before it takes effect, unless a shorter period is required by law, a regulator, Visa or a Correspondent Bank, or the change is required for security or financial-crime prevention (in which case it may take effect immediately). If you do not accept a change, you may close your Account without charge before the change takes effect; continued use of the Services constitutes acceptance.

26. Termination

26.1  You may terminate the Agreement and close your Account at any time in accordance with Section 15.4.

26.2  We may suspend or terminate the Agreement in accordance with Section 15. Termination does not affect accrued rights and obligations (including in respect of unsettled FX Conversions, which may be unwound under Section 10.6), and Sections 14, 18, 19, 20, 21, 26 and 27 survive termination.