This Agreement sets forth the terms and conditions for both consumer ("Personal") and commercial ("Business") accounts offered by Bloomsbury Money. The rights, obligations, and covenants applicable to a user ("You") shall be determined exclusively by the classification of the account for which You applied and were approved. You acknowledge that certain provisions herein may be specific to either a Personal or Business account and, therefore, may not be applicable to You. 

The purpose of this notice is to clarify the nature of the relationship between You (the "User" or "You") and Bloomsbury Money LLC. 

This document sets forth the legally binding terms and conditions to which You and Bloomsbury Money LLC are subject with respect to accessing and otherwise using the Platform (as defined below), except where the parties have executed separate legally binding terms and agreed that in writing such separate terms shall supersede Platform Terms, to govern their relationship on the matter. 

Bloomsbury Money LLC shall operate its Platform under the brand name Bloomsbury Money, a company incorporated in Wyoming, USA (Company Number: 2025-001700636) with registered address at 4-4a Bloomsbury Square, London, WC1A 2RP, United Kingdom.